Simply - for everyone

Short term loans from £100 to £5000

  • Loans from £100 to £5,000 between 3 and 36 months
  • Secure your loan online in minutes
  • No fees, no hassle, no problem
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Checking won’t harm your credit score
Representative 79.5% APR. Warwick Financial Services T/A SimplyLoan are a credit broker not a lender

Find loans from the best lenders in the UK

Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% (fixed). Representative APR: 79.5% (variable)

With us it’s simply better, why?

We are quick

Our 2 minute application form is simple to complete and hassle free. Say goodbye to complicated forms and long waits – we’re here to make things simple.

You dont have to wait

We aim to match you with a lender in just a couple of minutes, we’re fast!

Your Security Comes First

We use advanced encryption and state-of-the-art security protocols to ensure your personal data is safe at all times.

Risk-Free Eligibility Checks

Our soft search technology lets you check your loan options without affecting your credit score.

More questions? We've got you covered

Who can apply for a short term loan?

Short term loan are typically available to anyone who meets basic requirements, such as being over 18, having a stable income, and holding a UK bank account. Eligibility criteria may vary between lenders.

How fast can I receive the funds after approval?

Most lenders aim to transfer funds shortly after approval, often within minutes. However, the exact timing may depend on your bank’s processing times.

Does applying for a short term loan impact my credit score?

Your credit score is not affected when you use soft search technology to check eligibility. However, once you proceed with a full application, a credit check may be conducted, which could slightly impact your credit score. Failing to repay on time could also harm your credit history.

What happens if I can’t repay my loan on time?

If you’re unable to repay your loan by the agreed deadline, you may incur additional charges or fees. It’s important to contact your lender immediately to discuss repayment options or potential extensions. Ignoring the issue could harm your credit score and make borrowing in the future more difficult.

How does the UK regulate short term loans to protect borrowers?

The Financial Conduct Authority (FCA) oversees payday lenders in the UK. Borrowers are safeguarded by strict rules, such as a cap on daily interest rates, a limit on default fees, and a total repayment cap, ensuring you won’t pay back more than double the amount borrowed.